I banked with Wamu/ Chase for like 6+ years I didnt like how things were going once they switched so I decided to move on. I opened an account Tuesday deposit $ and get a temp debit card, I try to make a purchase decline wtf???? I call and this is what I got We closed your account there is no reason if I read under the Terms and Conditions it states that BofA can close an account at any time without notice. The rep said BofA has decided not to disclose reasons for closure. I'm a lil worried so I pulled my Credit Report to check things out and be sure nothing funky is going on and everything looks good like it should and always does. I just dont get it did I do something wrong? Should I be worried about my credit? Will I get declined at other banks? Im just frustrated that they will not give me any answers!! To top it all off they said they will mail my $ in 10 - 15 business days via cashiers check seriously your gonna be that shady and hold my money until your processing department can completely close my account that was open for 1 whole fn day! I always heard bad things about BofA my boss has business accounts, checkings, and cc with them and he always is yelling at someone on the line @ BofA cause they always f shit up for him but I had no idea, I guess I'm glad they did that cause I really dont want to do business with a company like that.
Your checking account is not part of your credit report, and your credit history is not why a bank would close your account right after you opened it.
So if things werent going right with CHASE/WAMU is it remotely possible at all...that you left with some accounts overdrawn that you didnt take care of? (of COURSE NOT! right??) Or is it remotely possible you had some bad checks deposited or returned that you did not settle?? ( Of course not!! right??) Yeah, right.
Instead of pulling your credit report, pull a CHEXSYSTEMS report..and go over it. You may and probably will, find your answers.
blah blah blah, I owe bank of america money, so they say I do anyways. Go get yourself a lawyer, your problems will be fixed very quickly! And do what I did, just call BOA lawyers up as much as possible! Fuck with them on the phone like they fuck with you!