BOA shut down ALL my accounts with NO reason given - Bank of America Customer Service Message Board Discussions on Bank Of America Sucks : Official Bank of America consumer opinion site :

hkermali

BOA just shut down all my accounts. I just got 4 letters in the mail. BOA already closed my CC account (I had a zero balance, always paid it off in full every month and never late). My credit score is over 800. My checking always has 2 to 3K and my savings always had over 5K so I can avoid any fees.

I've called the phone numbers on the letter and they will not give me any information. Just that they "have the right to do so" and "it was a business decision".

Has anyone else had this problem? I've contact the consumer rating agencies like "Early Waring and "Chexsystems" and I am not it there database.

BOA won't even tell me what information they based there decision on or where they got this information from.

Very frustrating! Anyone else have this experience?

BofARepMark

Ha! Ha! Everyone that has crapped all over other banks some place gets reported to ChexSystems and sooner or later it catches up with your current bank and if you're a risk you will be told to take your business someplace else! Sorry!

superiordd

I received yesterday three letters regarding my 3 checking accounts ! I was stunned because I am in axcellent standing with them .. I was shocked to learn today that they closed my four credit card account ( Also zero balance - always paid the statements in full because it is against my faith to deal with interest ) . one of my credit cards had $35,000 limit . My oldest checking account was opened in 1989 .

I called the number on the letters ( 1-980-386-8908 ) and left a message . They did call back to tell me that they are sorry but can't do anything about my situation because the dcision is by some one higher .

I am also very frustrated because this is going to damage my credit.

BofARepMark : What you stated is definetly false at least in my case !

CLB1973

Do you have a spouse or household member that went hog wild and got on the bad boy report?

superiordd

Actually I am the only person using the accounts ( Two of the checking accounts are business accounts with a balance never less than five digit $'s the last 10 years ! ) .

Teensy

Are you a foreign national, by any chance?

CLB1973

Do you have a spouse or household member that went hog wild and got on the bad boy report regardless or not if they are on any of your accounts? Have you deposited some bad checks/stocks/bonds into any accounts?

xstortionist

BofARepMark said:
Ha! Ha! Everyone that has crapped all over other banks some place gets reported to ChexSystems and sooner or later it catches up with your current bank and if you're a risk you will be told to take your business someplace else! Sorry!

Real funny Mark. I bet you wouldn't say that to his face. Sorry!

superiordd

RepMark & Boss .

I do not know why you defend BOA with zero knowledge about my case . It seems that you guys have an agenda or perhaps get paid by BOM for your postings . I am telling the truth in the fact that I have EXCELLENT credit ,you can believe what I am telling you .. or you do not have to believe .. it is a free country ! .

In my case I will not suffer that much, because I have accounts and credit cards with other banks . In fact I use the Discover card for most of my credit card usage ( Not issued by BOM ) .

It will be only inconvenient at the begining because I have automated monthly payments for my bills deducted from one of my accounts with them . Lastly , I want to state that I will never have them as my banker . ever !

Teensy

ImTheBoss said:
This format on this new verion of the website is a little, "???" if you know what I mean; no place to contact adminsitrators or email them, ...

I guess they don't want you whining to them about all of the other members picking on you. Maybe that's why they banned your BossMan screen name.

xstortionist

ImTheBoss said:
TSaying something to someone's face? I know I would. If someone escalated a call to me, yes, and I worked in RISK Management, yes, I'd say that--and maybe more. I've talked to those people on conference calls with customers that want details on why accounts were closed and maybe they didnt say "crapped" because we are a business but they've been told bluntly, "..you mishandled your accounts elsewhere, we do not want to take the risk, we do not want your business!" Why whitewash it. They've asked "..can I ever have an account at BofA again?.."
and they've been told the truth. "No! Never!" And that's the way it should be with many of them.

Yea fuckin right, if you were to get in my face and say that, we'd be having a physical conversation. I'd go to jail, been there plenty of times before, then go to court and get out scotch free like I always do.

You guys don't take risky business? But you fucking piss money away and create money out of thin air. Yea, that's not risky business. You guys say one thing and do the same exact things yourself. I'm so glad I'm not fuckin around with BOA anymore. I heard way too many bad stories about your bad business ethics. Been involved with a few myself. You guys have piss poor service and you piss money away like fat kids in a candy store.

superiordd

I did not - nor

superiordd said:
RepMark & Boss .

I do not know why you defend BOA with zero knowledge about my case . It seems that you guys have an agenda or perhaps get paid by BOM for your postings . I am telling the truth in the fact that I have EXCELLENT credit ,you can believe what I am telling you .. or you do not have to believe .. it is a free country ! .

In my case I will not suffer that much, because I have accounts and credit cards with other banks . In fact I use the Discover card for most of my credit card usage ( Not issued by BOM ) .

It will be only inconvenient at the begining because I have automated monthly payments for my bills deducted from one of my accounts with them . Lastly , I want to state that I will never have them as my banker . ever !

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