I once had a 35k credit line, I paid off the balance and the cut my credit. OK I said so what. Then they jacked up my int. rate to 20% so I paid off the amount on the next bill. Then I got a bill for interest , I called customer service and complained how can you charge me interest on a acct. that has been paid off by the due date.. ? They said the billing cycle was for last month.. Oh how stupid of me to think that the Bill you sent me was bogus and I realy owed more.. Humph Well I said cancel my acct. I am filing a complaint with the NC banking commission and Oh yea GO TO HELL. I can't get out of your bank fast enough.. YOU SUC

Awakenow...

Chill, say what you want, the reality is that when credit lines are cut, its business decision based on either customer history, customer activity, poor paying habits, a change in ratios, a declinging home market or all or some of the above...

Your own semi-hero, (UNDERWRIter) told you that all banks are doing it, even non banks such as DISCOVER and AmericanExpress! I told you my line was reduced, my midscore is 792, my other scores are 802 and 823, my wifes scores are good too, she got a raise, I got one last year, but we bought a rental home and a new car and now or ratios changed.

As for Bofa retaining customers all industry sources indicate that now Bank of America is in 1.18 out of every 2 households, and that was just 1 in 2 last year, and, BofA retains 7 out of every 10 customers, the highest in the industry, and the only bank whos sales have increased 2.79% over 2008 in the first quarter alone..

Its ok to not like a bank and blame everyone else for your ills, or misfortune but at least, get your facts straight. I dont know what all youre claims are about ImBofABOts and Agents, dont let Fence turn you into what he calls others, "dufus" use your head and dont make baseless remarks. Afterall, you said you were going to be civil because I was civil, what did I ever say to you? Grow up, Awake, not a good impression!

and you forgot (3) and (4)

(3) Some of the fanatical, raving, rabid haters here, said something good about BofA...

(4)Some of the fanatical, raving, rabid haters here, actually opted to debate the facts of the posts and content vs leashing out personally on people that work or support BofA

anyone else for 5..6 and 7?

I accidental paid my Bank of America credit card 3k and realized that so
I transferred that money back to my checking account and they charged
me the cash back + interest.  I called customer service about the
situation and they said I HAD to pay for that cash advanced.  WTF!!!!!
That's ripped off.  That's MINE money, and refused to refund the
money.... Even though, I had been a loyal customer for more than 15
years.... Forget it, I already closed all my account with BOA and go
with Wells Fargo.